According to Eleanor Terrett, Sen. Cynthia Lummis, a lead Republican negotiator on the U.S. crypto market structure bill, previewed a high-stakes BankingGOP committee markup expected on January 15, 2026, and outlined the current state of key issues. Source: Eleanor Terrett on X, January 14, 2026. Terrett reported that Lummis explained why banks are taking up significant attention in negotiations and discussed the bill in a conversation with CryptoAmerica ahead of the markup. Source: Eleanor Terrett on X, January 14, 2026. Terrett characterized the session as high-stakes, underscoring its policy importance for U.S. crypto market structure and bank participation discussions. Source: Eleanor Terrett on X, January 14, 2026.